Keyhole Urchin / Sand Dollar (often referred to as 'mermaid's coins' or 'fairy money')

Phylum: Echinodermata, Class: Echinoidea, Order: Clypeasteroida, Family: Mellitidae, Genus: Encope, Species: Encope emarginata · Mellitidae (Keyhole urchins and flat sand dollars) · Echinoderm test (internal skeleton/shell), disc-shaped, whole tests

Keyhole Urchin / Sand Dollar (often referred to as 'mermaid's coins' or 'fairy money')

Species

Encope emarginata or similar Mellitidae species (confidence level high for family, moderate for exact species due to small scale)

Shell Type

Echinoderm test (internal skeleton/shell), disc-shaped, whole tests

Family

Mellitidae (Keyhole urchins and flat sand dollars)

Size

Approximately 0.5 inches (1.5 cm) in diameter, which is quite small and juvenile for this species; typical adults range from 2 to 4 inches.

Color & Pattern

Chalky white and sun-bleached due to weathering. Living specimens are typically velvety brown, purple, or greenish-grey, covered in tiny movable spines.

Rarity

Common to Very Common, though finding intact miniature specimens like these is a delightful treat for beachcombers.

Habitat

Shallow subtidal and intertidal zones, sandy or muddy bottoms, often half-buried in the substrate in calm coastal waters or protected bays.

Geographic Range

Warm temperate to tropical waters worldwide, with specific species found along the Atlantic, Pacific, and Gulf coasts of the Americas.

Description

These charming, miniature disc-shaped tests exhibit the classic flattened profile of sand dollars. The upper surface displays a distinct, delicate petaloid (flower-like) pattern of five pores used for respiration. The smooth, chalky white texture results from wave action washing away the velvety spines and organic material of the once-living echinoderm.

Key Features

Flattened circular or slightly petaloid test, the presence of the dorsal five-petal star pattern (petaloid), and the central positioning of the mouth on the underside.

Collector Value

Low commercial value, but high sentimental and aesthetic value for beachcombers and crafters. They are frequently collected as souvenirs rather than bought.

Condition Notes

Fair to Good. These are bleached, sun-dried tests (skeletons) rather than living animals. They appear mostly intact despite their tiny size, though they are fragile and susceptible to crushing.

Interesting Facts

Sand dollars are closely related to sea urchins and starfish. The holes or notches found in some species (hence 'keyhole urchin') help them stay anchored in shifting sand against strong currents.

Ecological Role

Sand dollars play a crucial role in marine benthic ecosystems by bioturbating (churning and oxygenating) surface sediments as they feed on organic detritus, microscopic algae, and detrital particles.

Similar Species

Other species within the order Clypeasteroida, such as Mellita quinquiesperforata (Five-holed keyhole urchin), which can be distinguished by the specific number and shape of lunules (slots) on the margin.

Beach Finding Tips

Look along sandy beaches at low tide, particularly near sandbars or lagoons. Gently sift through fine wet sand or check the wrack line where light, buoyant dried tests wash ashore.

Identified on 8/27/2026
Keyhole Urchin / Sand Dollar (often referred to as 'mermaid's coins' or 'fairy money') | Sea Shell Identifier